Builders are sitting on nearly 10 months of inventory and nearly two thirds are actively offering incentives to close deals. Geoff Ricker at Bay Capital Mortgage explains how smart buyers are stacking builder incentives with loan structuring to get deals most people do not know are available.
More inventory, slower sales, and sellers making concessions are creating real opportunity for first-time buyers. Geoff Ricker at Bay Capital Mortgage explains how to take advantage of today's market with the right structure and strategy.
The first national home price decline since 2012 made headlines but the real story is far more local than national. Geoff Ricker at Bay Capital Mortgage breaks down what the data actually shows and why your local market is what matters.
Oil prices surged, inflation fears returned, and mortgage rates jumped after briefly dipping below 6 percent. Geoff Ricker at Bay Capital Mortgage explains the chain reaction from geopolitics to your monthly housing payment.
