I used to be the young gun in the mortgage world. All hustle, all energy, always proving something. These days, I am proud to say I am not the new kid on the block anymore. I have been through enough markets to know what actually matters, what is noise, and what never goes out of style.
Should you keep renting—or finally buy a home in 2025? It’s one of the biggest financial decisions many people face, and it’s not just about this year’s numbers. The real question isn’t just what you’ll pay today—it’s where you’ll be five years from now.
One of the most common questions first-time buyers and repeat homeowners ask is: "What credit score do I need to get approved for a mortgage?" The answer in 2025 includes both familiar guidelines and some important updates that could benefit more borrowers than ever before.
