Mortgage Rates Just Hit a Nine Month High and Here Is What Buyers Need to Know Right Now

Mortgage Rates Just Hit a Nine Month High and Here Is What Buyers Need to Know Right Now

Geoff Ricker
Published on: 19/05/2026

Rates up a quarter percent in one week. Geoff Ricker at Bay Capital explains what to do next.

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Why Mortgage Rates Jumped Again and How Prepared Buyers Are Using the Volatility to Win

Why Mortgage Rates Jumped Again and How Prepared Buyers Are Using the Volatility to Win

Geoff Ricker
Published on: 08/05/2026

Rates dipped then climbed back up. Geoff Ricker explains why and how to be ready to lock.

mortgage
The Biggest Mortgage Credit Scoring Change in 30 Years Just Took Effect and It Could Change Everything for You

The Biggest Mortgage Credit Scoring Change in 30 Years Just Took Effect and It Could Change Everything for You

Geoff Ricker
Published on: 08/05/2026

VantageScore 4.0 and FICO 10T are now live. Geoff Ricker explains what changed for buyers.

mortgage
The Fed Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

The Fed Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

Geoff Ricker
Published on: 08/05/2026

Fed stable, no June meeting. Geoff Ricker at Bay Capital explains what buyers should do now.

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